Thursday, May 9, 2013

How To Select Unit Trust Funds To Invest?




Do's and Don'ts of Choosing a Unit Trust Fund ;-)

Do
-Decide which type of unit trust fund meets your saving needs.
-Shop around for a reliable unit trust company.
-Check whether investment limits and frequency of income payments are suitable.
-Check past performance records.

Don't
-Don't choose any unit trust fund just because its performance was good. Instead, make sure the fund meets your risk appetite and financial goals.
-Don't pay too much attention to short term performance as good consistent performance over all periods is the best lead.
-Don't decide on a unit trust fund simply because it has low charges. Strong management of the fund is far more important.
-Don't borrow to invest in unit trust unless you are absolutely aware of the risks involved.

Thursday, May 2, 2013

【九個理財好習慣_有計劃存錢的你一定要看】




1、將意外之財存起來;

2、只留下一張信用卡;

3、記下開支情況;

4、避免盲目購物;

5、利息和股利再投資;

6、延長物品的使用壽命;

7、選擇小一點的住房面積;

8、先付錢給自己,每到發薪時便叮囑自己劃出15%—25%的錢,用於購買投資基金;

9、降低你的生活需求。



Lancer Lim - Unit Trust Consultant
+60 19 603 9696
Email: lancer.publicmutual@hotmail.com